Ecosystem

CityKey, Transit Solutions, Smart POS systems, and Gift Cards are seamlessly integrated into a unified ecosystem that transforms urban living and business operations. With CityKey, residents can effortlessly access city services, from public transit to community programs, all through a single, secure platform. This integration extends to our Transit Solutions, where real-time updates and easy payment options are just a tap away, ensuring that daily commutes are not only streamlined but also personalized to each resident’s needs.

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Existing Issues in Public Funds Distribution

Lack of automated benefit management and a precise, fast electronic payment system.
Errors in benefit distribution due to conflicts of interest with merchants.
Delays in payments to merchants.
Humiliating disclosure of the social status of benefit recipients, such as school children, socially supported residents, and other vulnerable groups.
Use of cash by pupils poses risks to their safety and raises concerns among parents.

Areas of Application of Autonomous Management Using Cashless Payments

Administration of

Benefits

Protection of

Vulnerable Social

Groups

Loyalty Programs

Cashless

Payments

Benefits

Saving the Social Budget: Reducing administrative burdens in managing social benefits.
Supporting SMEs: Stimulating demand for small and medium-sized businesses through the social budget.
Economic Growth: Encouraging residents to purchase local goods and services.
Social Protection: Safeguarding the status of beneficiaries.

Administration of Benefits

SME Support, Stimulating Demand Through Funding From Public & Private Sectors

Increased cashless transactions & a reduction in the shadow economy.
Improved tax collection.
Enhanced private sector investments.

Benefits are transferred only if the beneficiary purchases specific products from designated merchants.
Quality control of social goods and services is ensured by maintaining competition among merchants.
Facilitating the social integration of beneficiaries.

Protection of Social Status

Social status is assigned and managed exclusively by the benefactor.
The bank follows instructions for benefit calculations and transfers.
Merchants remain unaware of the buyer’s social status.
Benefit amounts are recorded only in the accounts of the buyer and the benefactor.
Benefactors and distributors independently determine buyer and merchant groups.

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Our Knowledge and Solutions Offered in Cooperation with Mastercard Europe

Our expertise lies in adapting and providing an information system integrated with Mastercard. This system serves both budget organizations and small to medium enterprises (SMEs) that wish to use it to sell products or services and offer loyalty programs.

Service Includes

Card management for budget organizations and SMEs.
Benefit rule management tailored to individual recipients.
Benefit calculation based on payment card transaction data.
Our benefit management system is designed to operate with any international payment platform, such as Mastercard, VISA, and others.